Home Ownership Criteria
In selecting partner families and individuals, Habitat WDG considers:
- The need for decent, affordable housing
- Families and individuals will be considered for a Habitat home if their present housing is not adequate and if they are unable to afford adequate housing through conventional means.
Factors for consideration
- Families and individuals must currently be living in the specific region in which they wish to apply for a minimum of 1 year
- Current living conditions are overcrowded, unsafe or unhealthy
- Housing costs are too high (i.e. more than 30% of before tax household income)
- Ability to pay a mortgage
Families and individuals must have a reliable source of income and demonstrated ability to pay for a modest mortgage. Factors for consideration:
- Affordability income ranges used to determine ability to pay
- Applicants must not have large debt
- Applicants will be asked to submit a current reference check, as well as other required documentation to confirm reliability of income
- Willingness to partner with Habitat
Each family selected for Habitat WDG homeownership will be asked to contribute up to 500 hours of volunteer “sweat equity”. Sweat Equity can be volunteer support on the build site, in the ReStore, or with a variety of other Habitat projects.
For more information please contact Amber Jessop, Manager, Family & Volunteer Services, at: 519-767-9752 ext. 37 or email@example.com.